How to Close Airtel Payment Bank Account Easily and Quickly

Airtel Payments Bank provides simple digital banking methods. Airtel Payments Bank allows instant payment, mobile recharge, and bill payment. Some customers have to close down accounts because they couldn’t pay the hefty maintenance charges or transact beyond the limit.how to close airtel payment bank account

If you want to know how to close Airtel Payment Bank account, the guide provides step-by-step details. Knowing the steps for closing avoids losses and ensures the process is smooth. Correct steps avoid unwanted deductions and service disruption.

What is Airtel Payment Bank?

Airtel Payments Bank was started in 2017 as a part of the digital banking revolution in India. It is set to offer branchless banking. Airtel Thanks App and retail outlets can be used by the customers for depositing money, sending money, and paying bills.

Although the bank offers standard banking facilities, it is not fully functional compared to commercial banks. The customers are subjected to limited transaction amounts and other fees, hence compelling them to seek ways of closing an Airtel Payment Bank account successfully.

Reasons  How to Close Airtel Payment Bank Account

Many users close their Airtel Payments Bank accounts due to various reasons. Some of the most common reasons include:

• High Maintenance Fees – The bank charges ₹20 after six months of inactivity.
• Transaction Limits – Limited transfer limits may not be sufficient for user requirements.
• Hidden Charges – There are fees in transferring money to other banks.
• Alternative banking centers – Traditional banks offer better facilities.

If you face any of the above issues, understanding how to close Airtel Payment Bank account will keep you away from further charges and service restrictions.

Things to Do Before Closing Your Account

Closing a bank account needs to be planned in advance to prevent financial inconvenience. Before proceeding, make sure all the steps are taken to avoid any future inconvenience.

1. Transfer Your Balance – Move all remaining funds to another bank account.
2. Download Account Statement – Maintain record of past transactions.
3. Cancel Automatic Payments – End any recurring payments.
4. Close Being Charges – Check for deductions applicable.
5. Update Linked Payment Information – Take care of linkages.

They have been helpful in avoiding issues of losing cash in dormant accounts or missing payments on some of its claims.

Airtel Bank Payment Account Closure

The process how to close airtel payment bank account is easy, and you can choose between different options: calling customer support, visiting the nearest branch, etc. First, you need to withdraw or transfer anything that remains.

Method 1: Call Customer Support

One of the quickest ways. By calling customer care, you will find it easy to close your account.

1. Dial 400 from an Airtel number or 8800688006 from any other number.
2. Speak to a customer care representative and request account closure.
3. Provide necessary identity verification details.
4. Ensure your balance is zero before proceeding.
5. The closure process usually takes 7 banking days.
6. You will receive an SMS confirmation once the process is complete.

Method 2: Close via Email

If you prefer written communication, you can close your account via email.

1. Send an email to wecare@airtelbank.com with your closure request.
2. Include your account details and the reason for closing.
3. Attach scanned copies of your Aadhaar card, PAN card, and any required documents.
4. You will receive an email response with further instructions.
5. After verification, your account will be closed, and you will receive a closure confirmation email.

Method 3: Visit an Airtel Payments Bank Store

If you prefer in-person service, visiting an Airtel Payments Bank outlet is an option.

1. Visit the nearest Airtel Payments Bank service center.
2. Request and fill out the Account Closure Request Form.
3. Submit necessary documents such as Aadhaar card and PAN card.
4. Ensure your account balance is zero before proceeding.
5. The process usually takes 7 working days.
6. You will receive an SMS confirmation once the closure is processed.

By following these steps, you can close your Airtel Payments Bank account hassle-free and ensure a smooth transition.

Documents Required for Account Closure

Closing a bank account requires proper documentation to ensure a secure and hassle-free process. Make sure you have all the necessary documents ready before initiating the closure request.

• Aadhaar Card – Primary identity verification.
• Registered Mobile Number – Must be linked to the account.
• PAN Card – Required for verification (especially for higher transactions).
• Signed Account Closure Form – Necessary for offline closure.

Having these documents handy will speed up the closure process and help avoid any delays or additional verification requirements.

Additional Documents (If Applicable)

In certain cases, extra documentation may be required to close an account. The type of documents needed depends on the specific situation of the account holder.

Providing the correct documents ensures a smooth and hassle-free account closure process, avoiding unnecessary delays.

Airtel Payment Bank Account Closure Charges

Closing an Airtel Payments Bank account is generally free, but certain deductions may apply based on account usage and inactivity. Understanding these charges can help you avoid unexpected deductions.

• Wallet Maintenance Fee – ₹20 after 6 months of inactivity.
• Savings Account Charges – ₹15 per quarter + 18% GST.
• Dormant Account Closure – Accounts with zero balance for 6 months may be automatically closed.

To prevent unnecessary charges, it is recommended to close the account before it becomes inactive or ensure a proper balance transfer before initiating the closure.

How to Check Account Closure Status?

After submitting your Airtel Payments Bank account closure request, it is important to track the progress to ensure successful closure. You can check the status through the following methods:

1. Airtel Thanks App – Log in to check the status.
2. Airtel Payments Bank Website – Visit the official site for updates.
3. Customer Care – Call 1800-23400 for assistance.

Keeping track of your request ensures that the account is closed properly without any pending issues.

What Happens to Airtel Money Wallet After Closure?

When you close your Airtel Payments Bank account, your Airtel Money Wallet is also deactivated, preventing further transactions. Understanding the implications can help you manage your funds efficiently.

• If your wallet remains inactive for 6 months, it will be disabled.
• The bank may notify you before marking it inactive.
• To reactivate, update your KYC details.

It is advisable to withdraw or transfer any remaining balance before closing your account to avoid losing access to your funds.

Airtel Payment Bank Services Overview

Airtel Payments Bank offers a range of digital banking services that provide convenient and secure financial solutions. From savings accounts to bill payments, users can manage their finances effortlessly.

With these features, Airtel Payments Bank ensures a smooth, digital-first banking experience, making everyday financial tasks simpler.

How to close airtel payment bank account: Pros & Cons

Airtel Payments Bank offers a convenient digital banking experience, but it also comes with certain limitations. Understanding its advantages and drawbacks can help users make informed decisions.

Pros

Enjoy seamless and hassle-free banking with Airtel Payments Bank, designed for quick digital transactions.

• Quick and easy digital banking.
• No minimum balance required.
• Instant fund transfers via UPI & IMPS.

Cons

Despite its ease of use, some restrictions may affect banking flexibility.

• High maintenance fees.
• Low transaction limits.
• No loan or credit services.

While Airtel Payments Bank is great for basic banking needs, it may not be the best option for users requiring higher transaction limits or credit services.

Conclusion

Closing an Airtel Payments Bank account is straightforward if you follow the correct steps. Whether using customer care, email, or visiting a store, always ensure you transfer funds, download statements, and cancel linked payments first.

Understanding how to close Airtel Payment Bank account helps avoid unnecessary charges. If Airtel Payments Bank no longer meets your needs, you can close your account hassle-free by following this guide.

FAQs 

Q1. Is there any charge for closing an Airtel Payment Bank account?

Ans. No fixed closure fee, but inactivity charges may apply.

Q2. How long does it take to close an Airtel Payments Bank account?

Ans. It usually takes 7 banking days.

Q3. Can I reopen my Airtel Payments Bank account after closing it?

Ans. No, once closed, you must open a new account.

Q4. What happens if I don’t use my Airtel Payments Bank account?

Ans. If inactive for over 6 months, the bank may close it.

Q5. How do I transfer my balance before closing the account?

Ans. Use UPI, Airtel Thanks App, or bank transfer to move funds before closure.

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